Finding the chase and cutting to it

Black Friday is a relatively new thing in the UK because it has never been an opportunity for us to shop. I work full time, in the UK. We do not have Thanksgiving day, there is no bank holiday in November and, because we don’t have that celebration, we did not have it fixed to […]

I have had a pension with work since I was 18. First with the MoD, as a technician apprentice, and then with BT as a manager. It makes sense to save for the future. But the opportunity cost of me saving £1 in 1991 as a technician apprentice was significantly more than it costs me […]